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		<loc>https://www.reducefloodrisk.org/glossary/acquisition-and-demolition/</loc>
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		<loc>https://www.reducefloodrisk.org/glossary/adaptation/</loc>
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		<loc>https://www.reducefloodrisk.org/glossary/addition/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/agricultural-purposes-or-uses/</loc>
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		<loc>https://www.reducefloodrisk.org/glossary/allowable-surcharge/</loc>
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		<loc>https://www.reducefloodrisk.org/glossary/alteration/</loc>
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		<loc>https://www.reducefloodrisk.org/glossary/approximate-a-zones/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/armor/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/backfill/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/backflow-backwater-check-or-flap-valve/</loc>
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		<loc>https://www.reducefloodrisk.org/glossary/backwater-flooding/</loc>
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		<loc>https://www.reducefloodrisk.org/glossary/barrier-island/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/base-flood/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/basement/</loc>
		<lastmod>2022-04-12T17:10:01+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/beach-nourishment/</loc>
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	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/benchmark/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/benefits/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/berm/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/building/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/building-systems/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/building-use/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/buoyancy/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/buyout/</loc>
		<lastmod>2022-04-12T17:10:03+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/cast-in-place-concrete/</loc>
		<lastmod>2022-04-12T17:10:03+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/cladding/</loc>
		<lastmod>2022-04-12T17:10:03+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/cleanout-port/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/closure/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal-barrier/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal-barrier-resources-system/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal-erosion/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal-high-hazard-flooding/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal-special-flood-hazard-area/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/code-official/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/column-foundation/</loc>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/combined-sewer/</loc>
		<lastmod>2022-04-12T17:10:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/combined-sewer-overflow-cso/</loc>
		<lastmod>2022-04-12T17:10:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/community/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/community-rating-system-crs/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/compaction/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/compliance/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/concrete-construction/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/conditions-greater-than-design-conditions/</loc>
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	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/connector/</loc>
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	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/continuous-load-paths/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/contour/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/cribbing/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/critical-facilities-and-infrastructure/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/crs-classification/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/cutoff-trench/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/dangerous/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/debris/</loc>
		<lastmod>2022-04-12T17:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/discharge/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/duplication-of-benefits-dob/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/duration/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/dwelling-unit/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/elevated-building/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/elevation-certificate-ec/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/enclosed-areas-or-enclosure/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/encroachment/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/erosion/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/exfiltrate/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/demolition/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/design-capacity/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/design-flood/</loc>
		<lastmod>2022-04-12T17:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/detailing/</loc>
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	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/development/</loc>
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	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/existing-construction-or-existing-structure-or-building/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/existing-manufactured-home-park-or-subdivision/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/expansion-to-an-existing-manufactured-home-park-or-subdivision/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/exterior-mounted-mechanical-equipment/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/fair-market-value-fmv/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/federal-insurance-and-mitigation-administration-fima/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/first-floor-elevation-ffe/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flash-flood/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-categories/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-crest/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-damage-resistant-material/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-depth/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-frequency/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-hazard-area/</loc>
		<lastmod>2022-04-12T17:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-insurance/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-insurance-rate-map-firm/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-opening/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-stage/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-zone/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-related-erosion-area-or-flood-related-erosion-prone-area/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodplain/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodplain-management/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodplain-management-regulations/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodplain-ordinance/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodprone-area/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodproofing-certificate/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodwall/</loc>
		<lastmod>2022-04-12T17:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodway-fringe-or-flood-fringe/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flow-diversion/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flow-velocity/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/fluvial-flooding-or-riverine-flooding/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/footing/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
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	<url>
		<loc>https://www.reducefloodrisk.org/glossary/footprint/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/foundation-drain-or-weeping-tile/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/frame-construction/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/glazing/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/green-infrastructure/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/ground-level/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hazard-mitigation/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/head/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/high-hazard-potential-dam/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/high-velocity-flow/</loc>
		<lastmod>2022-04-12T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/historic-buildings/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/housing-code/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/human-intervention/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hydrodynamic-loads/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hydraulics/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hydrostatic-force/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hydrostatic-loads/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hydrostatic-pressure/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/i-codes/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/ice-jam/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/impervious-soils/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/impervious-surfaces/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/increased-cost-of-compliance-icc/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/infiltration-and-inflow/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/infiltration-flooding/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/initial-costs/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/inland-flooding/</loc>
		<lastmod>2022-04-12T17:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/intensity-of-rainfall/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/interior-mechanical-equipment/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/inundation/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/iso/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/jetting/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/jetty/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/joist/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/lacustrine-flood-hazard-area/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/landslide/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/legal-non-conforming-construction/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/letter-of-map-amendment-loma/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/levee/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/levee-system/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/limit-of-moderate-wave-action-limwa/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/loads/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/local-officials/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/long-term-costs/</loc>
		<lastmod>2022-04-12T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/loss-of-function/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/lowest-floor/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/manufactured-home/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/manufactured-home-park-or-subdivision/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/masonry/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/mitigation/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/mitigation-directorate/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/mitigation-reconstruction/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/mixed-use-building/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/modular-home/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/national-flood-insurance-program-nfip/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/naturally-decay-resistant-wood/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/net-open-area/</loc>
		<lastmod>2022-04-12T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/new-construction-or-new-structure/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/new-manufactured-home-park-or-subdivision/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/nfip-eligible-or-participating-community/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/non-agricultural-structures/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/non-complying-or-non-compliance/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/non-load-bearing-wall/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/non-residential-building/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/north-american-vertical-datum-of-1988-navd88/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/nuisance-flooding/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/open-foundation/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/operational-costs/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/overland-flooding/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/overland-flow-route/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/permanent-foundation/</loc>
		<lastmod>2022-04-12T17:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/pier-foundation/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/pile-foundation/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/platform-framing/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/pluvial-flooding/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/ponding/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/post-foundation/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/post-firm/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/precast-concrete/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/preliminary-flood-insurance-rate-maps-pfirms/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/premium/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/pressure-treated-wood/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/prolonged-contact/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/rain-garden/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/rates-of-rise-and-fall/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/rating-factor-insurance/</loc>
		<lastmod>2022-04-12T17:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/recurrence-interval/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/registered-design-professional/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/reinforcement-or-reinforced-concrete/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/relocation/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/repair/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/repetitive-loss-agricultural-structure/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/repetitive-loss-community/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/repetitive-loss-property/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/residential-building/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/residual-risk/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/retrofitting/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/riparian-ecosystem/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/risk-assessment/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/risk-category/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/risk-reduction/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/risk-tolerance/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/riverine/</loc>
		<lastmod>2022-04-12T17:10:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/sand-dunes/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/saturated-soils/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/sealant/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/seawall/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/sensitive-area/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/service-equipment/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/severe-repetitive-loss-property/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/shearwall/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/sheet-flow/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/significant-damage/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/siting/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/slab-on-grade-or-slab/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/stakeholders/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/standard-residential-garage-door/</loc>
		<lastmod>2022-04-12T17:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/state-coordinating-agency/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/stem-wall-foundation/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/storm-surge/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/stormwater-management/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/structural-concrete/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/structural-fill/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/structure/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/subgrade/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/substantially-impermeable/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/surcharge/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/swale/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/tidal-inundation/</loc>
		<lastmod>2022-04-12T17:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/tidal-inundation-zone/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/uncertain-flow-paths/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/undermining/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/underseepage/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/uplift/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/urban-flooding/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/variance/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/velocity/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/veneer-or-masonry-veneer/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/water-surface-elevation/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/watershed/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/wave/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/wave-runup/</loc>
		<lastmod>2022-04-12T17:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-d/</loc>
		<lastmod>2022-04-12T17:10:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-x-shaded/</loc>
		<lastmod>2022-04-12T17:10:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-x-unshaded/</loc>
		<lastmod>2022-04-12T17:10:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/wave-trough/</loc>
		<lastmod>2022-04-12T17:10:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/riverine-sfha/</loc>
		<lastmod>2022-04-27T20:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/breakaway-wall/</loc>
		<lastmod>2022-04-27T20:59:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-x/</loc>
		<lastmod>2022-04-27T21:09:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-c/</loc>
		<lastmod>2022-04-27T21:10:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-b/</loc>
		<lastmod>2022-04-27T21:12:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/wave-height/</loc>
		<lastmod>2022-04-27T21:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/special-flood-hazard-area-sfha/</loc>
		<lastmod>2022-04-27T21:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-or-flooding/</loc>
		<lastmod>2022-04-27T21:30:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/subsurface-drainage-system/</loc>
		<lastmod>2022-04-27T21:31:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/anchoring/</loc>
		<lastmod>2022-04-27T21:32:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/pile-or-piling/</loc>
		<lastmod>2022-04-28T19:58:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-mitigation-strategy/</loc>
		<lastmod>2022-04-29T15:59:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/risk/</loc>
		<lastmod>2022-04-29T16:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodway/</loc>
		<lastmod>2022-04-29T16:04:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/freeboard/</loc>
		<lastmod>2022-04-29T16:07:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hydrology/</loc>
		<lastmod>2022-04-29T16:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hydrology-and-hydraulic-hh-study/</loc>
		<lastmod>2022-04-29T16:09:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/localized-flooding/</loc>
		<lastmod>2022-04-29T16:10:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/physical-damage/</loc>
		<lastmod>2022-04-29T16:16:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/wave-reflection/</loc>
		<lastmod>2022-04-29T16:17:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/minimal-wave-action-miwa-area/</loc>
		<lastmod>2022-04-29T16:18:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/bulkhead/</loc>
		<lastmod>2022-04-29T17:12:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/riprap/</loc>
		<lastmod>2022-04-29T17:12:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal-high-hazard-area/</loc>
		<lastmod>2022-04-29T17:15:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-ve/</loc>
		<lastmod>2022-04-29T17:16:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/primary-frontal-dune/</loc>
		<lastmod>2022-04-29T17:20:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/high-velocity-wave-action/</loc>
		<lastmod>2022-04-29T17:22:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/drainage-system/</loc>
		<lastmod>2022-04-29T17:25:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/storage-basins/</loc>
		<lastmod>2022-04-29T17:26:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal-flooding/</loc>
		<lastmod>2022-04-29T17:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/storm-tide/</loc>
		<lastmod>2022-04-29T17:27:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-a-coastal/</loc>
		<lastmod>2022-04-29T17:28:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/natural-floodplain-functions/</loc>
		<lastmod>2022-04-29T17:29:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/stillwater-elevation/</loc>
		<lastmod>2022-04-29T17:29:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/coastal-flood-hazard-area/</loc>
		<lastmod>2022-04-29T17:30:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-v/</loc>
		<lastmod>2022-04-29T17:30:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/overwash/</loc>
		<lastmod>2022-04-29T17:35:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/contents-damage/</loc>
		<lastmod>2022-04-29T18:26:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/violation/</loc>
		<lastmod>2022-04-29T18:27:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/start-of-construction/</loc>
		<lastmod>2022-04-29T19:20:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/regulatory-floodplain/</loc>
		<lastmod>2022-04-29T19:27:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-ae/</loc>
		<lastmod>2022-04-29T19:39:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/wave-overtopping/</loc>
		<lastmod>2022-04-29T19:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/hydrodynamic-force/</loc>
		<lastmod>2022-04-29T20:02:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/wave-action/</loc>
		<lastmod>2022-04-29T20:04:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/building-envelope/</loc>
		<lastmod>2022-04-29T20:09:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/zone-a/</loc>
		<lastmod>2022-04-29T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/setback/</loc>
		<lastmod>2022-04-29T20:13:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/shoreline-retreat/</loc>
		<lastmod>2022-04-29T20:15:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/grade-beam/</loc>
		<lastmod>2022-04-29T20:17:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/closed-foundation/</loc>
		<lastmod>2022-04-29T20:18:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/elevation/</loc>
		<lastmod>2022-05-02T23:02:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodproofing-wet/</loc>
		<lastmod>2022-05-02T23:04:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/crawlspace/</loc>
		<lastmod>2022-05-03T01:26:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/post-or-column/</loc>
		<lastmod>2022-05-03T01:32:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/pier/</loc>
		<lastmod>2022-05-03T17:30:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/opening-engineered/</loc>
		<lastmod>2022-05-04T19:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/opening-non-engineered/</loc>
		<lastmod>2022-05-04T19:43:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/permeable-soils/</loc>
		<lastmod>2022-05-04T19:46:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/catch-basin/</loc>
		<lastmod>2022-05-12T19:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/agricultural-structures/</loc>
		<lastmod>2022-05-12T19:17:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/alluvial-fan-flooding/</loc>
		<lastmod>2022-05-12T19:17:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/multi-family-building/</loc>
		<lastmod>2022-05-12T19:28:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-protection-level-fpl-or-flood-protection-elevation/</loc>
		<lastmod>2022-05-12T19:32:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/passive-retrofitting-method/</loc>
		<lastmod>2022-05-12T19:35:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/moderate-wave-action-mowa-area/</loc>
		<lastmod>2022-05-12T19:36:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/load-bearing-wall/</loc>
		<lastmod>2022-05-12T19:37:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/location/</loc>
		<lastmod>2022-05-12T19:37:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodproofing/</loc>
		<lastmod>2022-05-12T19:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/federal-emergency-management-agency-fema/</loc>
		<lastmod>2022-05-12T19:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/fill/</loc>
		<lastmod>2022-05-12T19:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-advisory/</loc>
		<lastmod>2022-05-12T19:44:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/compound-flooding/</loc>
		<lastmod>2022-05-12T19:51:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/barrier-system/</loc>
		<lastmod>2022-05-12T19:52:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/active-retrofitting-method/</loc>
		<lastmod>2022-05-12T19:54:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/adjacent-grade/</loc>
		<lastmod>2022-05-12T19:55:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/walkout-on-grade-basement/</loc>
		<lastmod>2022-05-12T20:01:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/highest-adjacent-grade/</loc>
		<lastmod>2022-05-12T20:03:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/lowest-adjacent-grade-lag/</loc>
		<lastmod>2022-05-12T20:03:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/vulnerability/</loc>
		<lastmod>2022-05-12T20:04:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/sump-pump/</loc>
		<lastmod>2022-05-12T20:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/threat/</loc>
		<lastmod>2022-05-12T20:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/scour/</loc>
		<lastmod>2022-05-12T20:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/floodproofing-dry/</loc>
		<lastmod>2022-05-12T20:06:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-elevation/</loc>
		<lastmod>2022-05-12T20:06:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/debris-impact-loads/</loc>
		<lastmod>2022-05-12T20:07:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/mean-sea-level-msl/</loc>
		<lastmod>2022-05-13T16:30:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/national-geodetic-vertical-datum-ngvd-of-1929/</loc>
		<lastmod>2022-05-13T16:31:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/datum/</loc>
		<lastmod>2022-05-13T16:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/base-flood-elevation-bfe/</loc>
		<lastmod>2022-05-13T16:34:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/benefit-cost-analysis-bca/</loc>
		<lastmod>2022-05-13T16:34:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/benefit-cost-ratio-bcr/</loc>
		<lastmod>2022-05-13T16:35:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/design-flood-elevation-dfe/</loc>
		<lastmod>2022-05-13T16:37:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/digital-flood-insurance-rate-map-dfirm/</loc>
		<lastmod>2022-05-13T16:38:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-hazard-boundary-map-fhbm/</loc>
		<lastmod>2022-05-13T16:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/flood-insurance-study-fis/</loc>
		<lastmod>2022-05-13T16:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/pre-firm/</loc>
		<lastmod>2022-05-13T16:43:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/spring-tide/</loc>
		<lastmod>2022-05-13T18:12:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/perigean-spring-tide/</loc>
		<lastmod>2022-05-13T18:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/proxigean-spring-tide/</loc>
		<lastmod>2022-05-13T18:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/high-tide-flooding/</loc>
		<lastmod>2022-05-13T18:55:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/bioswale/</loc>
		<lastmod>2023-11-20T18:59:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/building-code/</loc>
		<lastmod>2025-09-24T18:13:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/substantial-damage/</loc>
		<lastmod>2025-09-24T18:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/substantial-improvement/</loc>
		<lastmod>2025-09-24T18:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.reducefloodrisk.org/glossary/mandatory-purchase/</loc>
		<lastmod>2025-09-24T19:06:59+00:00</lastmod>
	</url>
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