Duplication of benefits (DOB)

FEMA’s policy is to prevent the duplication of benefits among its own programs (to include NFIP), and among its own programs and other sources of funds (e.g., other disaster assistance and insurance) for the same purpose. Therefore, FEMA considers such assistance to be ad·· ‘lances towards the purchase price of a property, and deducts those amounts from the price paid to the property owner. However, FEMA will not deduct benefits for which the property owner can provide receipts showing that the rnoney has been used for its intended purpose (e.g., repairs to a horne).